Wall Street's Biggest Lie
The big investment firms on Wall Street tout the benefits of investing through an IRA. And they're right: IRAs can be great vehicles, given their tax-favored nature. However, the biggest lie on Wall Street is the "Self-Directed IRA".
What they should call it is "The IRA where we dictate what you can put in it, because we know better."
What a joke.
Sure, there are some investments that the government will not allow in your IRA; but there are a whole group of investments that the government is just fine with you putting in your IRA…but the fee-hungry investment firms don't want you to know about!
Why? Because they don't get their fat fees from them!
Here's the truth:
You CAN invest in real estate through an IRA…but probably not through the one you already have! That's because if you set up your IRA through one of the major Wall Street firms, or your typical bank, you were sold a bill of goods that real estate was "not suitable".
That's what they want you to believe, so you'll stop asking questions.
Did you know you can invest in the following types of real estate through a truly "self-directed" IRA:
* Raw land
* Single-family homes
* Mobile Homes
* Commercial Property
* Real estate notes
* Tax liens
Just contact us by clicking here. We'll be happy to give you the information that's been kept from you all these years…the exciting possibilities of having real estate investments grow tax deferred in an IRA.
By the way, you can invest for retirement and not put the investment in an IRA or any other type of tax-deferred vehicle. You simply invest with after-tax dollars.
Remember, we're not your attorney or tax advisor. We suggest that you check with them about any investment you're thinking about making.
"Everything you told us came true: You took the time to listen to our investment needs; you explained the real estate loan process completely. And you’ve always been prompt in getting back to us when we have questions. That’s a lot more than I can say about our stockbroker!"
Mary Haney | Montpelier, Connecticut
"At first I didn’t believe you when you said that IRAs could hold single-family home investments. So I checked your story out. You were right! I’m mad that I lost several years of good investing time by listening to the “experts” at my investment firm. But I’m happy now that I have a TRUE ’self-directed’ IRA, with investments that only ‘insiders’ knew about before."
Doyle Jesser | Congress, AZ
"I’m much happier now that I’ve gotten away from the horse-race atmosphere of the stock market, and have found a whole new world of investing in real estate. I know real estate is not 100% guaranteed, but at least if I’m a lender, I’ve protected myself with collateral. Thank you for opening my eyes to investment choices I never even knew existed!"
Peter Myer | Durango, CO
"In the past we have been very conservative as a retired couple with a steady income. Since working with Randall we now have confidence with the collateral held and our earnings far surpassed our mutual funds. We have been impressed with the knowledge Randall exhibited regarding real estate investments. Most of all it is exciting to work with this type of investment!!"
Woody & Sandra | Oregon City, OR
FREQUENTLY ASKED QUESTIONS:
Q. "Isn't real estate awfully risky?"
That's like saying "Aren't knives deadly?" Well, they can be…but they can also be life-savers. As with most things, it's all in how you use the tool.
This site is not about investing in some speculative land deal over a Superfund site. Instead, we focus on making standard, bank-like loans on property. And we're not overly concerned about the repayment ability of the borrower, because the real security for each loan is in the substantial collateral of the property.
Make no mistake: Investing has risks. However, the trick is in how you choose those investments, and what kind of safety net (collateral) you build under them. That's what we're good at.
Q. "If this is such a good investment, why isn't Wall Street advertising
it on TV?"
As we mentioned before, these are not mass-produced investments. You get to know exactly which property you are making your loan on. In contrast, Wall Street wants to raise $50 million at a whack, stuffing people into generic investments that are as mixed together as hot dog meat. They have no interest in matching up individual lenders with single properties. So they tell you real estate is not allowed in your self-directed IRA, and they steer you in the direction of their fee-bloated mutual funds.
Q. "What if I want to get out of the investment earlier than I had planned?"
You should only be investing an amount of money that you can leave in the investment for the term of the loan. Because the real estate borrower will be most likely using the loan to renovate a property and sell it, that process must take its course before the borrower will be repaying the loan. Therefore, unlike a money-market account, these investments are not able to be withdrawn on a moment's notice. Of course, that's one reason why you can expect far more profits than a money-market account will deliver.
Q. "What are the tax consequences of these investments?"
We're not your tax advisor, and we urge you to speak to one before making any investment. But in general terms, because you are a lender, you will not receive depreciation benefits. You will be receiving interest income. You may or may not be able to offset that income with some of your other investments.
Q. "Do I invest in one property or several?"
You make a loan on one specific property at a time. That's the beauty of this type of investment: You know exactly where your money is going. Of course, if you decide you like this form of investing, there's nothing to stop you from making multiple separate investments.
Q. "Investing in only one property means I'm not diversified, right?"
You should already have a diversified portfolio of investments, and should only be thinking of adding private lending to that portfolio. It will make your portfolio even more diversified. We certainly don't suggest that you put all your investable assets into one private loan (or one stock or mutual fund, for that matter!).
Q. "Where do I go from here if I have questions, or just want to get started?"
We're only a few mouse clicks away. Just go here to contact us by using our completely private, confidential system.
Contact: Robert Farmer 609-444-8204 or email@example.com
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